![]() ![]() NSF/Dishounoured Payment Fee: $25 - Charged if a payment you make is dishonoured.Ĭharges for Copies: $2 - Charged when you request a copy of a statement.Ĭredit Balance Fee: The lesser of $2 or the amount of your credit balance - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive (other than any credit balance fees) for the previous 2 billing periods. ![]() ![]() ^Additional Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®:Īnnual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) - 19.99%Ĭash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees - 22.99%įor the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.įoreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.Ĭash Advance Fee: $4 - Charged when the transaction is posted to your account. Bonus CT Money collected from online orders will be applied to the Member’s Triangle Rewards Account within five weeks of the purchase date. CT Money is collected on the pre-tax amount of the purchase. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. Visit for full program rules and Partner location information. Not all items sold are eligible to earn CT Money or to be redeemed for. Conditions apply. The 30X for Triangle Mastercard, World Mastercard and World Elite Mastercard customers consists of the 10X everyday plus the 20X bonus. Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X. Any bonus multiplier is based on the base rate of collecting CT Money (0.4%), and will be added to whatever the Member would otherwise collect, without the bonus. You cannot collect paper Canadian Tire Money on bonus offers. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). To collect bonus CT Money you must present a Triangle Rewards card/key fob, or use any approved Cardless method, at time of purchase or pay with a Triangle credit card. Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. †The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. ‡Was price reflects the last national regular price this product was sold for. Selection and availability may vary by location. **Online prices and sale effective dates may differ from those in-store and may vary by region. ![]()
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![]() ![]() Ludwig Von Drake: Ooh, look at this! We've got all these other Sing-Along Songs that you can sing songs along with sing.And Under the Sea, which is much better than being on top of the sea with the choppy waves and the wind and the icy season. That's what we're having, it's fun with music. oh, The Bare Necessities and you gotta have those, you know. would you get the other title there? There. And then there's Zip-a-Dee-Doo-Dah and You Can Fly! Well, not at all you can't fly, Peter Pan can fly! Heh. That's with all those kooky dwarfs, you know. Our first volume is Volume 1, (chuckles) which is Heigh Ho. Ludwig Von Drake: Now all of you out there can sing along with all of these Disney's Sing-Along Songs.Heigh Ho, Zip-a-Dee-Doo-Dah, The Bare Necessities and You Can Fly. Jiminy Cricket: You can enjoy all these other Disney's Sing-Along. ![]() (chuckles) Oh, You Can Fly! Hey, that's done a song! (chuckles) No, you can't fly, but you can listen to the song, whether you think it, please. And you can sing along, or dance, or go in the kitchen to get a snack, whatever. Zip-a-Dee-Doo-Dah, and The Bare Necessities. There's Heigh Ho, with those kooky dwarfs, those little guys are so cute! Heh. Ludwig Von Drake: Now, all of you out there can sing along with all of these Disney's Sing-Along Songs."Heigh Ho", "Zip-a-Dee-Doo-Dah" and "The Bare Necessities". Jiminy Cricket: Sing along with all of Disney's Sing-Along Songs. ![]() ![]() ![]() Find GIFs with the latest and newest hashtags! Search, discover and share your favorite Im The Captain Now GIFs. ![]() With Tenor, maker of GIF Keyboard, add popular Im The Captain Now animated GIFs to your conversations. With Tenor, maker of GIF Keyboard, add popular I'm The Captain Now animated GIFs to your conversations. Related Posts of I Am The Captain Now Meme Template : also called: Captain Phillips, look at me, im the captain, im the captain now. Edit This Template Click above to edit this template directly in your browser. This is a great meme template to use if you're taking control of something that wasn't yours to begin with. Look At Me I Am the Captain Now Meme Template Image Template Captain Phillips says "Look at me, I am the captain now" in. Upload new template Popular My Captain Phillips - I'm The Captain Now Blank View All Meme Templates (1,000s more.) More Options Effects Tip: If you, your memes will be saved in your account Upload new template Popular My Blank View All Meme Templates (1,000s more.) More Options Tip: If you, your memes will be saved in your account Private (must download image to save or share) Remove "" watermark Captain Phillips - I'm The Captain Now Meme Generator The Fastest Meme Generator on the Planet. ![]() “Star Wars: Episode VII” is in theaters on December 18, 2015.I'm The Captain Now Meme Generator The Fastest Meme Generator on the Planet. This is the first new name we've heard for “Star Wars: Episode VII” as more than just rumor, and if Lucasfilm is ready to start announcing the cast, I hope they do it soon and in one big press release instead of trickling names out. I love “Star Wars,” but if I were an actor, “Silence” would be one of those projects that would be impossible to miss. I hope that if he ends up playing this role, it doesn't affect his schedule in a way that forces him to drop out of Martin Scorsese's upcoming “Silence,” because that sounds like a once-in-a-lifetime experience with one of our greatest filmmakers. If Driver is an indication of the sort of cast that director JJ Abrams is considering for the film, then I'd say we're off to a very promising start. But I think “Star Wars,” if it's really going to be something special, needs actors like Adam Driver, guys who bring something real to the table.įor any villain in the new “Star Wars” series to be considered as iconic as Darth Vader, it's going to take both great writing and a great performance. Adam Driver, to be quite honest doesn't need “Star Wars.” He's doing just fine right now. There are several other films that he's already finished, like “The F Word,” “Tracks,” and “This Is Where I Leave You,” which I hear great things about already. Edgar,” “Frances Ha,” “Lincoln,” and last year's “Inside Llewyn Davis.” By far, the role he is best known for at the moment is Adam Sackler in Lena Dunham's “Girls.” He's been able to build a very complex and interesting character there, slowly peeling back layers to reveal that he's not at all what he first seemed to be when the series began. Driver's been working consistently since 2010, and it feels like he has very quickly become a familiar face thanks to appearances in films like “J. It's always interesting to see how Hollywood tries to figure out an actor once they've made that first big splash. I certainly think he has the right charisma to make a character like that interesting, but I hope that's not the only way Hollywood sees him. ![]() Driver was one of the names in the mix to play Lex Luthor for “Man Of Steel 2,” which ran contrary to earlier reporting that he was being considered as Nightwing, and it looks like he's being viewed as a candidate for bad guy roles in a number of these big movies right now. Variety reports today that Driver is in talks to join “Star Wars: Episode VII,” and they suggest that his character will be a major villain in the film. It's not a question of “if,” but just a question of “when.” Hollywood's going to make Adam Driver happen. ![]() ![]() ![]() Latest Version Release Added On: 13th Mar 2023.Setup Type: Offline Installer / Full Standalone Setup.Setup File Name: Adobe_Premiere_Pro_v23.2.0.69.rar.Software Full Name: Adobe Premiere Pro 2023.Prior to start Adobe Premiere Pro 2023 Free Download, ensure the availability of the below listed system specifications Offers a simple and straightforward interface with self-explaining options that incredibly simplify the video production process.Īdobe Premiere Pro 2023 Technical Setup Details.Ability to edit the video in resolution up to 10240×8192.Offers support for a very wide range of cameras like Sony, Panasonic and Nikon etc.Gives you the possibility to create Blu-ray and DVD movies with a custom menu.Enables users to improve sound quality and add a precise and simple color grading.Help you create amazing videos from social to the big screen.Uses advanced stereoscopic 3D editing, auto color adjustment and the audio keyframing features. ![]() Comes seamlessly integrated with Adobe Photoshop and Illustrator that will give you unlimited creative possibilities.Offers high-quality performance for video production and enables you to work dramatically faster.Provides cutting-edge editing tools, motion graphics, visual effects, animation, and more that can enhance your video projects.Allows you to easily and quickly create high-quality content for film, broadcast, web, and more.You can also download Adobe Premiere Rush 2022 Free Download.īelow are some noticeable features which you will experience after Adobe Premiere Pro 2023 Free Download It is a user-friendly application which offers a simple and straightforward interface with self-explaining options that incredibly simplify the video production process. It has the ability to edit the video in resolution up to 10240×8192. It offers support for a very wide range of cameras like Sony, Panasonic and Nikon etc. It also gives you the possibility to create Blu-ray and DVD movies with a custom menu. It provides a wide range of handy tools that enables users to improve sound quality and add a precise and simple color grading. You can also download Adobe Character Animator 2023 Free Download.Īdobe Premiere Pro 2023 is an excellent application which uses advanced stereoscopic 3D editing, auto color adjustment and the audio keyframing features to help you create amazing videos from social to the big screen. The program also comes seamlessly integrated with Adobe Photoshop and Illustrator that will give you unlimited creative possibilities. Based on advanced GPU-accelerated Adobe Mercury Playback Engine, this great tool offers high-quality performance for video production and enables you to work dramatically faster. It is a complete and full-featured suite which provides cutting-edge editing tools, motion graphics, visual effects, animation, and more that can enhance your video projects. Adobe Premiere Pro 2023 OverviewĪdobe Premiere Pro 2023 is an impressive application which allows you to easily and quickly create high-quality content for film, broadcast, web, and more. It is full offline installer standalone setup of Adobe Premiere Pro 2023. There are many different things with X that you can use in kindergarten, but this annoying little gem is rarely the first letter of a word.Adobe Premiere Pro 2023 Free Download Latest Version for Windows. You can inspire pupils to love language for the rest of their life if you can get them to enjoy the “treasure hunt” part of acquiring strange and unfamiliar terms. Objects beginning with X can be difficult to teach, especially to younger students. Rare letters result in rare opportunities for learning. In addition to this list of objects that start with the letter ‘X’, you can see a similar collection by clicking on any of the alphabets from A to Z below! A ![]() ![]() If you want to teach your preschooler some vocabulary, try incorporating them into some fun projects. Toddlers can’t be asked to focus since they’re busy having fun. Improve your kid’s language with these words starting with X. ![]() ![]() That eye-popping red shell casing is called “candy apple red,” made from 100% poplar. While it’s generally associated with a harsh sound, Meinl HCS cymbals are exactly where brass starts sounding clear and musical. If you’re cringing, don’t! Brass alloy is the standard material for entry-level cymbal sets. If you’re looking at a picture of the Imperialstar’s cymbals and wondering if they’re brass, they are. The cymbal pack includes a 20” ride cymbal, a 16” boom cymbal for crashes, and two 14” hi-hats. ![]() This drum set has everything a drummer needs-a Meinl HCS cymbal set, a legendary Cobra Iron hardware package, a 14x5 snare, and a shell pack (22x18 bass drum, and a 10x8 tom, a 12x9 tom, and a 16x14 floor tom) in six customizable, pearlescent colors. They have name recognition, and the product's history and quality live up to both.
![]() Highest temperatures of 9 to 12 degrees with light southerly breezes, becoming moderate to fresh northwesterly as rain clears.Past Weather Agrometeorological Bulletins Sunny spells will follow and rain will clear by early evening. Rain in the west will spread eastwards, reaching the east coast by early afternoon. Saturday will start off dry over much of Ireland with some bright intervals. Patches of mist will develop as southerly breezes fall off light. ![]() However, outbreaks of rain will develop in the west towards morning. Tonightįurther scattered showers early tonight, mainly in west Munster, Connacht and Ulster. Highest temperatures of 11 to 14 degrees with moderate south to southeast breezes. Some decent dry intervals in the east and northeast. ![]() The afternoon and evening will bring brighter intervals with scattered showers, some heavy, with a few isolated thunderstorms possible over Connacht. Patrick's morning will be mostly cloudy with rain and drizzle in Munster and Connacht extending northeastwards to all areas. This service is based on data and products of the European Centre for Medium-range Weather Forecasts (ECMWF). It forecasts the MSLP in hecto Pascals (hPa) for the top of that hour initially in 3 hourly intervals, then 6 hourly. The Mean Sea Level Pressure (MSLP) is direct model output from Numerical Weather Prediction models but is a guideline only. Minus zero (-0) indicates values between 0 to -0.5☌. It forecasts air temperature on land and over sea in ☌ for the top of each hour, 3 hourly and finally 6 hourly intervals up to 7 days. ![]() The temperature is direct model output from Numerical Weather Prediction models but is a guideline only. However, in the text forecast below, it is described as where it is blowing from. The wind arrow tip points in the direction the wind is blowing and the tail length indicates wind strength. It forecasts the strength of the wind (in knots and km/h) at 10m for the top of each hour, in hourly, then 3 hourly and finally 6 hourly intervals up to 7 days. The wind is direct model output from Numerical Weather Prediction models but is a guideline only. This service is based on data and products of the European Centre for Medium-range Weather Forecasts (ECMWF) It forecasts how much rain will fall (in mm) hourly during the previous hour (accumulations), then in 3 hourly and finally 6 hourly accumulations up to 7 days. Rain refers to precipitation, which can be rain, sleet or snow. ![]() The rainfall forecast is direct model output from Numerical Weather Prediction models but is a guideline only. Met Éireann forecasters manually produce the weather icons for midday and midnight to reflect the predicted major weather type for these times. Images are a combination of Met Éireann and Met Office radar in Dublin, Shannon,īelfast and Wales, when available. They are artefacts (false echoes) of rainfall radar systems and should be Dublin), Bright Bands and spokes may also be They are red but change to orange and then yellow after a period, then disappear. Lightning strikes, when they occur, are displayed as a cross. Latest Rainfall Radar showing live precipitation and the last 90 minutes precipitation over Peer-reviewed journal articles by Met Éireann staff members Past Weather Agrometeorological Bulletins ![]() ![]() Trains with set schedules to make use of those stations.Stations suited for maintaining your walls in good shape.There is a book called "Maintenance" where you can find:.No underlay - who needs walls on water?.There are gates too, but no diagonal ones as there is no logic in the game itself that would allow for placing gates on diagonal rails.There is no overlap with rails, so you never have to manually correct anything.Every wall blueprint has grid snapping for the same grid as rails.Every blueprint has underlay to allow placing on water (Shift+LMB to place landfill, and LMB to place blueprint, you can also just double-click Shift+LMB)Įverything on this picture was placed from blueprints.Grid snapping is on, so you can use them like a "chunk aligned network" (blueprints can only be placed on an artificial grid that lets you start building from 2 completely disconnected points on the map and ensures that they can still be perfectly connected, see FFF #357 under the "Snapping" section).Each section is 21x21 or 42x42 tiles big (books are focused on throughput for 6 / trains and that is exactly the border length of the square in which all blueprints here fit, hence they are not chunk aligned).Any length will work, those are just suggestions / (to avoid deadlocks there should be space equivalent or larger to the length of your longest train between intersections.) Optimized for 6 / long trains, but works well with it's multiples and divisors.not a perfect ratio, I'm not a masochist and it "probably" would be impossible anyway.there are some paths left between solar panels so you can get run over by a train again.& included because why would you want to waste so much space (aesthetics first though).to achieve that, some blueprints don't have the best possible signal placement, but it's still perfect signalling (no 2 crosses of rail are in the same block).some of that upgradability was sacrificed for the sake of throughput (extreme edge cases).many blueprints are upgradable into others from the same book or even other categories.All blueprints are always upgradable into their equivalents from other books placed lower on the list in the "Rail Book Categories" section as long as they are in the same category.Right click & open image in new tab for better resolution Details:Īll of them in non-solar variants | see Rail Book Categories for close ups On top of that, you can find stations for aforementioned train sizes (includes LTN variants) and a kit to make new ones, as well as some basic stackers. There also is a set of wall blueprints to protect your rails from natives. Speaking of size, train length that will have the best time on those rails is 6 but nothing stops you from using other lengths. If you wonder - no, those are not all possible intersections for their size. Each intersection has one duplicate with solar panels and accumulators taking up the free space between the lanes. Basically, it's a "Modular Rail System" with "Absolute Reference Point" enabled for "Chunk Aligned Network" like benefits, several intersections that most people will probably never find a use for, but they're still here just in case. And then I found a week to bring it to life. Oh! And make it double by putting some solar panels here and there"? If not - worry not for I did. Have you ever fought to yourself "Man, I really could use over a 100 different rail blueprints. Keeping for historical reasons and my satisfaction every time I see how this book grew Short summary: And that's only the endpoints of the book tree. Simplified to contain just 1 fluid instead of having 3 different fluid tanks.At this point the original title is inaccurate.Changed fluid wagon recipe so it requires just 1 storage tank instead of 3.Lowered fluid wagon weight from 3000 to 1000 (same as cargo wagon). ![]() Changed fluid wagon capacity from 75k to 25k (same as storage tank).Using 3 pumps, the train remained in station for 108 ticks (1.8 seconds).Using 2 pumps, the train remained in station for 131 ticks (~2.2 seconds).Using 1 pump, the train remained in station for 204 ticks (3.4 seconds).Testing was done using a single locomotive attached to a single full fluid wagon, with pumps attached directly to empty storage tanks. Using more pumps per wagon reduces (un)loading time. The pumps will only work if the wagon is perfectly orthogonal to the grid.ĭue to current fluid system mechanics, the fastest load and unload times for fluid wagons consist of pumps that are directly attached to storage tanks. The wagon needs to be aligned with the rail grid do this by using a train stop as a train schedule destination, and a fueled locomotive.Īlso make sure that the rails under the Fluid wagon are straight rails and not curved rails. To get fluid into the fluid wagon, you need a train station with pumps. ![]() ![]() ![]() The table of contents for the book can be found in the README.md file as well as the SUMMARY.md file. Using the Gitbook Editor, you can add your own content to the book. To begin, the editor will generate a template based on the template that has been copied to your account. You can create a book on GitHub and edit it with the GitBook Editor. You can check the status of your changes by dragging the git status icon. The file is copied to the local repository once it has been executed using the -m command. All files are added to the git staging area using the git add -A command. This command will change the contents of each and every file you save. By downloading the book.jar, you can try out hundreds of GitBook plugins. When installing local code for building the book, use the ‘npm’ command. The files copied from the template now appear in my own repository using the ‘cd.’ command. Choose the folder that matches your new repository’s name after you open the directory my-book with the VS Code menu commands and then navigate to. If you’re writing a book or FAQ, you’ll need to build a local repository.Īs a result, I can clone my newly created repository using the following commands. You are free to name and describe the book repo as you please. You can create a new repository by clicking on the New repository button in the upper-right corner of any page, then selecting New repository from the drop-down menu. To begin the process, sign up for an account on. To get to VS Code, launch it from the VS Code integrated terminal. When installing Git on Windows, you can make it the default Git-Bash command. This download contains two separate programs, Node/Npm. To help you get started with GitBook Editor, please refer to the preceding section on the process of creating a book for instructions on using GitBook Editor. It is not necessary to use an IDE to construct and publish your book, but I recommend that you do so because it will assist you in organizing your writing. This template repository (named Gitbook-publishable-template) provides instructions for copying the repo. has a repository for HTML and Markdown, and GitHub Pages provides a simple way to access those resources. The process of typing up content is accomplished through the use of a GitBook-specific editor. What is the best way to capture my code in a repository and store it in a book? An automated GitBook is made up of two parts: manual processes and nodes.js and npm. What are some ways to create versioned markdown and translate it to HTML? 2. The process of creating a book is both simple and complex using GitBook tools. When you use GitBook, you can backup your content and add version control to it. Slack (and other similar chat applications) are an excellent way to share code and links with students. Canvas is a method of assigning assignments and keeping grades up. It’s a GitHub static site generator that allows authors to publish and share their work online. Once you’re happy with your book, you can click on the “Publish” button on the left side of the screen to make it available to everyone. You can repeat this process for any other type of file you want to add to your book, such as images, videos, or PDFs. Once you’re done, you can click on the “ Add Chapter” button and your chapter will be added to your book. This will allow you to enter a title and description for your chapter, as well as the actual content. If you want to add a new chapter to your book, you can click on the “Chapter” option. This will bring up a new window where you can choose what type of file you want to add. To do this, you can click on the “Add File” button on the left side of the screen. Now that your book has been created, you can start adding content to it. Once you’ve done that, you can click on the “Create Book” button and your book will be created. You’ll be asked to enter a title and description for your book, as well as choose a language. Once you’re signed in, you can click on the “+ New Book” button on the left side of the screen to create a new book. Assuming you have already written your book: If you want to publish your book on Gitbook, the first thing you need to do is create a Gitbook account and sign in. ![]() ![]() ![]() They use the fighting style 1 Sword Style, though they only use the moves Raging Serpent and Shishi Sonson. 15 of them are located in Morias Castle, at Thriller Bark. Indeed, can't get enough of the app-ing dead? Check out 5 iPhone games for zombie lovers/haters. Zombie Knights are enemies that appear at Thriller Bark. The game is a blast, and definitely worth a look for any fans of zombies, racing, and/or zombie racing. Maybe it's because in most racing games the goal is to avoid plowing into - or scraping alongside - obstacles, but I had a hard time forcing myself to sideswipe overturned cars and the like.īut no matter. Before you go off patting yourself on the back theres work to be done at Nifflevar. One thing is certain: Zombie Highway 2 is tough, especially at first. Of course, this being a freemium title, Zombie Highway 2 also lets you use real-world cash in exchange for game-gold, though the developers are insistent that "everything.can be unlocked or used for free with a reasonable amount of effort." What's more: "In-app purchases do NOT give players a long term advantage over players who don't make purchases." The more cash you earn, the more upgrades you can buy. That cash is earned in typical style: the longer you're able to survive on the road, the more money you earn. The game has 15 in all, all of them able to be upgraded via in-game cash. In other words, yes, you can shoot the zombies through the windows, using your basic pistols, machine guns, flamethrowers, and other gloriously destructive implements. React or reply to this topic to see the hidden content & download link. The weapons at your disposal include obstacles along the road (for once, sideswiping is a good thing), the very pavement you're driving on, and, of course, weapons. Once there, commandeer one of the vrykul harpoon guns that are stationed on the building's deck. ![]() In other words, think "The Walking Dead" meets "Road Warrior." And make no mistake: polite language won't dislodge the biters from your ride. We must strike while the vrykul forces are in disarray Take the harpoon control mechanism to Nifflevar and locate the northernmost harpoon building on the bluff side of the village. As in that game, your goal is to survive your drive as long as possible - a task made increasingly difficult by the zombies constantly jumping onto your car. It's October, and that can mean only one thing: New zombie games are coming fast and furious.Īs it happens, "fast and furious" is a great way to introduce Zombie Highway 2 (iOS), sequel to the popular 2010 exercise in undead carmageddon. Shake (or shoot) the zombies loose before they tip your ride. ![]() ![]() Say that at the end of six years, you find your home is worth $600,000. Unison accounts for this possibility, which we’ll cover in a moment.īut first, let’s look at what happens when your home appreciates in value. Of course, failure to maintain the property could lead to a significant decrease in value. Subtract this from Unison’s $50,000 initial investment to arrive at $35,000 - the amount you’d owe Unison. Keeping in mind that the Risk Adjusted Value of your home was $487,500, Unison’s share of the depreciation would be -$15,000 (40% of -$37,500). When you sell, your home’s value has dropped to $450,000. Going back to the previous example, imagine you own your home for six years before selling. Otherwise, you may pay Unison less than what they gave you. However, note that if you buy Unison out early, or if you sell your home within five years of closing on the deal, Unison will not share any losses on the home. You may owe Unison less than the amount of original co-investment if your home depreciates in value. If you move forward with Unison, you’re also responsible for third-party fees, such as appraisals and settlement fees. Note that Unison charges a 3% transaction fee - deducted from your initial proceeds - upon closing the deal. Original Appraised Value:Īmount you owe Unison (original co-investment amount + 40% of change in value): What you’ll owe Unison is 40% of the appreciated value of your home, based on your OAV. Imagine you sell your home 10 years later without any change in value. Let’s move on to the end of the agreement. So to sum up what we know at the beginning of the agreement: Original Appraised Value: So that’s the figure we’ll use in our example. In this example, since you’re taking 10% of the home’s appraised value today, the Investor Percentage will likely be 40%. This varies based on the co-investment amount you take, and it can usually be determined by multiplying the percentage of your home’s appraised value you receive today by four. You also know your Investor Percentage upfront, which is the portion of your home’s change in value you’ll owe Unison at the end of your agreement. This OAV doesn’t impact the amount you get from Unison upfront, but it will determine how much you pay them when the agreement ends. Original Agreed Value = Appraised Value – 2.5% There are no monthly payments and no interest charges on this $50,000.Īt the start of the agreement, you also know your Original Agreed Value (OAV). In this example, you get $50,000 in cash from Unison. Percentage of your home’s value you receive upfront: Say that an appraisal finds your home to be worth $500,000, and you’re looking for a co-investment with Unison of $50,000. (This is usually determined by multiplying the percentage of your home’s appraised value by four.)
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